Lenders
Capital markets as a service for US lenders.
Gallantree provides lenders with end-to-end capital markets infrastructure. We structure, warehouse, and securitize your loan portfolios through Gallantree-issued securities, connecting your origination to institutional investors without the overhead of building your own capital markets operation.
How It Works
You originate. We handle the capital markets.
Think of Gallantree as your capital markets team. We provide the structuring, warehousing, and securitization infrastructure so you can focus entirely on origination. Your loans are pooled into Gallantree-issued securities, rated and distributed to institutional investors across the capital stack.
From warehouse funding through to term CLO issuance, we manage every step of the capital markets process: structuring, investor engagement, trustee coordination, and ongoing reporting. No need to build the infrastructure yourself.
01
You originate to an agreed mandate
You continue originating loans to your borrowers within an agreed credit mandate. Eligibility criteria, concentration limits, and portfolio parameters are defined upfront so origination flows seamlessly into the program.
02
We supply warehouse capital
Gallantree provides warehouse funding to support your origination pipeline. Loans are funded as they are originated, giving you the liquidity to scale without balance sheet constraints.
03
We securitize and structure
When the portfolio reaches critical mass, we structure and issue rated securities, CLO notes distributed to institutional investors across senior, mezzanine, and subordinated tranches. The warehouse recycles and origination continues.
04
We manage the program
Waterfall calculations, investor reporting, trustee coordination, compliance monitoring, and portfolio surveillance. The full capital markets lifecycle, managed by Gallantree. You stay focused on origination.
Who We Work With
Structured solutions for US lenders
Whether you are a regulated depository institution seeking capital efficiency or a private credit firm looking to scale origination, Gallantree provides the infrastructure to get there.
Financial Institutions
Financial Institutions
Gallantree partners with regulated financial institutions on securitization and capital management solutions. Regulatory outcomes remain subject to each institution's own assessment.
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Funding diversification through term securitization
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Risk transfer structures designed in consultation with the lender
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Origination relationships and servicing retained by the institution
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Ongoing portfolio reporting and program administration
Private Credit
Private Credit Firms
We work with private credit originators to warehouse, structure, and term out loan portfolios through CLO programs. Our platform provides the infrastructure to scale origination, manage warehouse facilities, and access institutional capital markets.
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Warehouse facility structuring and management
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CLO issuance and tranche structuring
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Portfolio analytics and concentration monitoring
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Institutional investor distribution
Our Solutions
Structuring expertise across the capital stack
We design and execute structured credit programs that transform loan portfolios into institutional investment products.
Funding Loan Programs
We design and place funding structures referencing diversified loan portfolios. Each program is developed in consultation with the lender to provide scalable capital for ongoing origination, with regulatory treatment determined by the lender.
Securitization Programs
End-to-end securitization across CMBS, CLO, and esoteric asset classes — from portfolio selection through to rated note issuance. We pool loan portfolios into structured vehicles with rated tranches, unlocking term funding and broadening the investor base for US credit.
Warehouse Facilities
We structure and manage warehouse facilities that provide lenders with the liquidity to continue originating while building portfolios toward term securitization. Our platform monitors eligibility criteria, concentration limits, and advance rates in real time.
Portfolio Structuring
Bespoke portfolio analysis and structuring advisory to help lenders identify optimal securitization strategies. We analyze loan-level data, model cash flows, and design capital structures tailored to each lender's objectives and investor appetite.
Technology
Infrastructure that scales with your origination
The Gallantree platform is the operating system behind every program we manage. For lenders, it replaces the patchwork of spreadsheets, manual processes, and fragmented systems that typically underpin securitization operations. From loan tape ingestion to investor reporting, the platform handles it all.
Cloud-Native Infrastructure
Our platform runs on modern cloud architecture purpose-built for structured credit operations. Lenders connect to a secure, scalable environment that eliminates the need for in-house securitization technology.
Lender Integration
API-first design enables seamless data exchange between lender systems and the Gallantree platform. Loan tape ingestion, portfolio updates, and reporting are automated to reduce operational burden.
Real-time Portfolio Monitoring
Continuous surveillance of portfolio eligibility, concentration limits, covenant triggers, and advance rates. Lenders and warehouse providers have real-time visibility into portfolio health.
Institutional-grade Security
Enterprise security controls, encryption at rest and in transit, role-based access, and comprehensive audit trails. Built to meet the compliance requirements of regulated lending institutions.
Get Started
Ready to explore what securitization can do for your business?
Whether you are looking to optimize regulatory capital, scale your origination through warehouse facilities, or access institutional investors via a CLO program, our team is ready to help.
Fill out the form and a member of our structuring team will be in touch within one business day.
Let's get started
Move forward
with Gallantree
Clear next steps for institutions ready to originate, structure and invest in US structured credit with confidence.